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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Great Card & App

Really good app options to help your credit score built in , you can add your rent payments to your credit file which is also handy and helps your score improve - good customer service when i have had to use Reviewed on: 24th April 2025

Brilliant people to work with.

Brilliant people to work with. They are very understanding and the customer service are supportive Reviewed on: 24th April 2025

I’m very happy with the results of Zopa and I find t...

I’m very happy with the results of Zopa and I find that it helps me with my anxiety Reviewed on: 24th April 2025

Ease of use

Ease of use good experience giving me all the information I need Reviewed on: 24th April 2025

Zopa bank it’s really good experience how to look af...

Zopa bank it’s really good experience how to look after the customer and they have a great service I’m very happy to be one of Zopa customers Reviewed on: 24th April 2025

Just perfect,

Just perfect, nothing more to say. Reviewed on: 24th April 2025

Zopa is brilliant it really helped me to tidy up my...

Zopa is brilliant it really helped me to tidy up my finances for the better Reviewed on: 24th April 2025

Good to use and interest rate as well

Good to use and interest rate as well Reviewed on: 24th April 2025

Very easy to apply and to use, customer service is e...

Very easy to apply and to use, customer service is excellent. Reviewed on: 24th April 2025

Really good build up credit, easy to use and very go...

Really good build up credit, easy to use and very good Apr. Reviewed on: 24th April 2025

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