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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41512 reviews)

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4.93

Based on 41,512 reviews, last reviewed 15th Jan 2026

60950% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent credit card. Excellent credit card. The online app is so easy to use. Reviewed on: 15th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41512)

Review of the Zopa, Credit card:

Satisfaction guaranteed

As long as you have good credit and keep up with payments there is no reason not to have a Zopa credit card. It’s easy to install the app and decisions on the credit card services you get are rapid. Also the more you are trusted with dealing with the company the more flexible finance can be advantageous to you. Reviewed on: 13th January 2023

Forever grateful

Zopa has trusted me despite my poor credit score and we haven’t let each other down. That little trust on people can help in ways no one would understand Reviewed on: 15th January 2026

Never had any problems with them

Never had any problems with them Reviewed on: 15th January 2026

Highly recommend this company

Whole process was so easy and the app is easy to use. Kept upto date all the time with emails and messages. Would highly recommend them Reviewed on: 15th January 2026

Excellent

It’s easy to use where ever you go to shop. Reviewed on: 15th January 2026

A really good company to use

Never had any issues with Zopa good rates and credit limits available Reviewed on: 15th January 2026

The best so far

Very, Very honest, friendly and provide excellent customer service. They provide accurate and up to date information that is helpful to me when making my spending decisions. I have no problems with my credibility as Zopa take care of that as well. They have helped me to build my credit score which is ongoing. Reviewed on: 15th January 2026

Very good card

Excellent customer service when contacting them and great flexibility with the card itself Reviewed on: 15th January 2026

Excellent company.

Excellent company. Very good app and easy to understand Reviewed on: 15th January 2026

easy to check and keep control of my account

easy to check and keep control of my account Reviewed on: 15th January 2026

Ive never had any problems with my zopa card

Ive never had any problems with my zopa card Reviewed on: 15th January 2026

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