Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Credit card reviews

4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great app

5
Great app easy to use easy to set up direct debit. Reviewed on: 15th April 2026

Ease of use, making payments is very easy to do tho...

5
Ease of use, making payments is very easy to do though the app Reviewed on: 15th April 2026

Just Really good easy to use great app too

5
Just Really good easy to use great app too Reviewed on: 15th April 2026

Great customer response.

5
Great customer response. Quick resolution of issues. Strong back end support in providing useful cash flow analysis Reviewed on: 15th April 2026

GreatFab service, easy app, I feel in control of my...

5
Fab service, easy app, I feel in control of my finances Reviewed on: 15th April 2026

They have always solved my problems

5
They have always solved my problems Reviewed on: 15th April 2026

Very good

5
easy communication and fair rate Reviewed on: 15th April 2026

There when needed

5
There when needed and easy to use Reviewed on: 15th April 2026

their customer service

5
Once you get past their customer service they are fine their customer service could do with better training Reviewed on: 15th April 2026

Straight forward service very fast to provide card

5
Straight forward service very fast to provide card Reviewed on: 15th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products