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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy to use card and very cheap every month

Very polite customer service and very helpful Reviewed on: 25th January 2022

Great company

Love Zopa. Easy hassle free service from applying to using Reviewed on: 25th January 2022

Flexibility

Like everything about the Credit Card from Zopa Reviewed on: 25th January 2022

Helpful Credit.

I have always found Zopa to be an affordable credit card, The staff are very helpful if I have a problem. Reviewed on: 25th January 2022

Banking done good

Easy online platform to use would definitely recommend Reviewed on: 25th January 2022

Great credit card

Very convenient and good rates and limits would definitely recommend Reviewed on: 25th January 2022

Credit for everyone!

After starting the process of paying off my old debt and becoming debt free, I then worked on my credit score, zopq accepted me for a credit card offering me a low amount for me to show I can be trusted to pay back what I use, this has meant a credit increase a couple of times and my credit score improving massively! The interest is very good and as long as you pay back when you shouldand never just minimum payment it'll stay low. Reviewed on: 25th January 2022

Easy to use

Wonderful service since receiving the card. Easy to use and very simple to set up. Reviewed on: 25th January 2022

Great card

Very good card I use it all the time Reviewed on: 25th January 2022

Zopadidoda

Amazing credit card, just what I need to get me through some hard months. If you haven't got one, go get it! Reviewed on: 25th January 2022

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