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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy to use

The app is really handy to keep track of payments, quick easy service Reviewed on: 25th January 2022

Amazing

Best credit card i ve ever had, increased my limit soon enough and hopefully i will be getting another increase soon.. easy to use, no muss no fuss, very happy customer Reviewed on: 25th January 2022

Excellent service

Always found zopa first rate no problems Reviewed on: 25th January 2022

Good

It helps us to buy what needs later we pay it back Reviewed on: 25th January 2022

Happy with zopa

Always keeping me up to date with any changes. Reviewed on: 25th January 2022

Great service

Zopa is a fantastic bank. It has agility and great service. I received a message from Zopa offering me aa credit card when bank where I am an account holder for three years did not trust me to offer me one . I recommend this bank to everyone as it is truthful and have better service. Reviewed on: 25th January 2022

Verry pleassed

With Zopa everything is easy. Perfect experience! Reviewed on: 25th January 2022

Easy to use card and very cheap every month

Very polite customer service and very helpful Reviewed on: 25th January 2022

Great company

Love Zopa. Easy hassle free service from applying to using Reviewed on: 25th January 2022

Flexibility

Like everything about the Credit Card from Zopa Reviewed on: 25th January 2022

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