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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

First class service

I couldn't be happier with the ease and effortless way bank operates. I would recommend this company to the world round Reviewed on: 25th January 2022

Good card

Good and use it quite a bit had no problems at all up to now so would recommend Reviewed on: 25th January 2022

Excellent company would highly recommend to all my friends and family

Excellent 5 * experience Easy to set up great customer service would recommend to all my friends and family Reviewed on: 25th January 2022

yes yes yes

yes yes yesyes yes yesyes yes yesyes yes yes Reviewed on: 25th January 2022

Good with money

I feel safe with zopa, my money is always managed and I get notifications if I’m coming close to any limits, zopa is a must truly a great company. Reviewed on: 25th January 2022

Astronomically Amazing

The App is absolutely fantastic the best App I can honestly say I have ever used! And the people at Zopa are the upmost most friendly team. And nothing is ever too much. You get through so quickly and I really cannot say one bad word about this company! Best by far Reviewed on: 25th January 2022

Awesome

Really simple and easy to manage could not ask for anything more Reviewed on: 25th January 2022

Zoopa credit card

Perfect for me , fast eligibility checker and i gotvthe rate and limit advertised Reviewed on: 25th January 2022

Good service

Easy to used apps and the card too Reviewed on: 25th January 2022

Great service, great app and notifications

I signed up for zopa credit card last year and its been a refreshing experience. The app is fantastic and I receive notifications around my recent spending really quickly.l which is useful. The application process was easy and clear and the experience since has been the same. Fully recommend Reviewed on: 25th January 2022

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