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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Helpful Credit.

I have always found Zopa to be an affordable credit card, The staff are very helpful if I have a problem. Reviewed on: 25th January 2022

Banking done good

Easy online platform to use would definitely recommend Reviewed on: 25th January 2022

Great credit card

Very convenient and good rates and limits would definitely recommend Reviewed on: 25th January 2022

Credit for everyone!

After starting the process of paying off my old debt and becoming debt free, I then worked on my credit score, zopq accepted me for a credit card offering me a low amount for me to show I can be trusted to pay back what I use, this has meant a credit increase a couple of times and my credit score improving massively! The interest is very good and as long as you pay back when you shouldand never just minimum payment it'll stay low. Reviewed on: 25th January 2022

Easy to use

Wonderful service since receiving the card. Easy to use and very simple to set up. Reviewed on: 25th January 2022

Great card

Very good card I use it all the time Reviewed on: 25th January 2022

Zopadidoda

Amazing credit card, just what I need to get me through some hard months. If you haven't got one, go get it! Reviewed on: 25th January 2022

First class service

I couldn't be happier with the ease and effortless way bank operates. I would recommend this company to the world round Reviewed on: 25th January 2022

Good card

Good and use it quite a bit had no problems at all up to now so would recommend Reviewed on: 25th January 2022

Excellent company would highly recommend to all my friends and family

Excellent 5 * experience Easy to set up great customer service would recommend to all my friends and family Reviewed on: 25th January 2022

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