Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

View other Zopa products

4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

Customer service

Really helpful and understanding when applying for credit card Reviewed on: 25th January 2022

A fantastic new credit card

The application process down to receiving your card was very simple. Everything about using Zopa is streamlined and straight forward. Reviewed on: 25th January 2022

Good team,correct product

Very nice,correct product,good team Reviewed on: 25th January 2022

I Would highly recommend Zopa

I needed assistance and Zopa Costumer services was really fast to respond and was very helpful Reviewed on: 25th January 2022

Amazing company changed my life

Zopa took a chance on me and gave me a credit card it’s gave me a chance to increase my credit score plus help my family when times are hard, thanks so much zopa you’ve changed my life! Reviewed on: 25th January 2022

Nice and easy to use

Easy to use and understand love how good.it is to use Reviewed on: 25th January 2022

Good

Very good experience good satisfactions Reviewed on: 25th January 2022

Just how a lender should be!

Excellent and easy to do business with, just how every good lender should be!! Reviewed on: 25th January 2022

Easy application

The easiest app I have used. Everything nice and clear. You can have additional service like savings account and still on the same app. Process of application straight forward. Would recommend to friends and family Reviewed on: 25th January 2022

Good team

Nice product,nice team,correct product Reviewed on: 25th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder credit card
from Vanquis 4.78 from 19912 reviews
Credit Builder
from Chime 0.00 from 0 reviews
Gold Credit Card
from American Express 4.74 from 25 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69077 reviews
Current account
from Zopa 4.93 from 6584 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub