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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa car finance

Great experience and good customer service Reviewed on: 25th January 2022

Sups Zopa

No fuss credit card meeting all financial needs as they arise Reviewed on: 25th January 2022

Good service

Spot on never had a problem excellent service would recommend Reviewed on: 25th January 2022

Great service

Very good and helpful great service and very helpful Reviewed on: 25th January 2022

Excellent card provider

Straightforward system to make instant payment to the account Reviewed on: 25th January 2022

Brilliant Card And Easy To Use

I’ve got nothing but positive feedback from this card . It’s so easy to use and plenty of features to keep on top of your payments . The Customer service side are fantastic and always very helpful . I can’t praise this company enough . Reviewed on: 25th January 2022

best credit card

Zopa is the only credit card that was suitable for me when I was in lockdown and didn't have a job they helped me out so well Reviewed on: 25th January 2022

Ace

Really good, lovely app too and everything is so easy to use Reviewed on: 25th January 2022

Excellent service

I’ve been very happy with my service and always good interest rates Reviewed on: 25th January 2022

Very good self service

Have a very busy lifestyle and Zopa offer incredibly efficient and easy to use self service options. Reviewed on: 25th January 2022

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