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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great service

Very good and helpful great service and very helpful Reviewed on: 25th January 2022

Excellent card provider

Straightforward system to make instant payment to the account Reviewed on: 25th January 2022

Brilliant Card And Easy To Use

I’ve got nothing but positive feedback from this card . It’s so easy to use and plenty of features to keep on top of your payments . The Customer service side are fantastic and always very helpful . I can’t praise this company enough . Reviewed on: 25th January 2022

best credit card

Zopa is the only credit card that was suitable for me when I was in lockdown and didn't have a job they helped me out so well Reviewed on: 25th January 2022

Ace

Really good, lovely app too and everything is so easy to use Reviewed on: 25th January 2022

Excellent service

I’ve been very happy with my service and always good interest rates Reviewed on: 25th January 2022

Very good self service

Have a very busy lifestyle and Zopa offer incredibly efficient and easy to use self service options. Reviewed on: 25th January 2022

Customer service

Really helpful and understanding when applying for credit card Reviewed on: 25th January 2022

A fantastic new credit card

The application process down to receiving your card was very simple. Everything about using Zopa is streamlined and straight forward. Reviewed on: 25th January 2022

Good team,correct product

Very nice,correct product,good team Reviewed on: 25th January 2022

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