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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Customer service

Really helpful and understanding when applying for credit card Reviewed on: 25th January 2022

A fantastic new credit card

The application process down to receiving your card was very simple. Everything about using Zopa is streamlined and straight forward. Reviewed on: 25th January 2022

Good team,correct product

Very nice,correct product,good team Reviewed on: 25th January 2022

I Would highly recommend Zopa

I needed assistance and Zopa Costumer services was really fast to respond and was very helpful Reviewed on: 25th January 2022

Amazing company changed my life

Zopa took a chance on me and gave me a credit card it’s gave me a chance to increase my credit score plus help my family when times are hard, thanks so much zopa you’ve changed my life! Reviewed on: 25th January 2022

Nice and easy to use

Easy to use and understand love how good.it is to use Reviewed on: 25th January 2022

Good

Very good experience good satisfactions Reviewed on: 25th January 2022

Just how a lender should be!

Excellent and easy to do business with, just how every good lender should be!! Reviewed on: 25th January 2022

Easy application

The easiest app I have used. Everything nice and clear. You can have additional service like savings account and still on the same app. Process of application straight forward. Would recommend to friends and family Reviewed on: 25th January 2022

Good team

Nice product,nice team,correct product Reviewed on: 25th January 2022

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