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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent

No hassle very easy to use haven’t had any issues Reviewed on: 25th January 2022

Great card and company

Ever since started using Zopa so good and the app nice and easy to use I have never had a problem with Zopa Reviewed on: 25th January 2022

Good service

Helpful pleasent efficient and always there to help Reviewed on: 25th January 2022

O

They are very good and easy to use also very easy to talk to Reviewed on: 25th January 2022

Zopa Credit Card

Easy application and clear process- no complaints- just what wanted - no hassles Reviewed on: 25th January 2022

Bang on Credit Card Company

Zopa have helped me out above and beyond anything I could of hoped for and expected. Bang on!! Reviewed on: 25th January 2022

excellent

very good service.excellent and prompt getting a loan. Reviewed on: 25th January 2022

It's nice to av that little something to av when times get hard

Love my card and I try and pay it off at the end of the month aswell if I can Reviewed on: 25th January 2022

Good

Zopa credit card company as been good on understanding when I explained my circumstances its temporary they advice payment of 15 pound untill my circumstances change that help Reviewed on: 25th January 2022

Great card and service. App works well

Had a card to build my credit rating and it has helped well. App is easy to use and no issues when I had to use the card anywhere. Reviewed on: 25th January 2022

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