Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

I Would highly recommend Zopa

I needed assistance and Zopa Costumer services was really fast to respond and was very helpful Reviewed on: 25th January 2022

Amazing company changed my life

Zopa took a chance on me and gave me a credit card it’s gave me a chance to increase my credit score plus help my family when times are hard, thanks so much zopa you’ve changed my life! Reviewed on: 25th January 2022

Nice and easy to use

Easy to use and understand love how good.it is to use Reviewed on: 25th January 2022

Good

Very good experience good satisfactions Reviewed on: 25th January 2022

Just how a lender should be!

Excellent and easy to do business with, just how every good lender should be!! Reviewed on: 25th January 2022

Easy application

The easiest app I have used. Everything nice and clear. You can have additional service like savings account and still on the same app. Process of application straight forward. Would recommend to friends and family Reviewed on: 25th January 2022

Good team

Nice product,nice team,correct product Reviewed on: 25th January 2022

Excellent

No hassle very easy to use haven’t had any issues Reviewed on: 25th January 2022

Great card and company

Ever since started using Zopa so good and the app nice and easy to use I have never had a problem with Zopa Reviewed on: 25th January 2022

Good service

Helpful pleasent efficient and always there to help Reviewed on: 25th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Gold Card
from first direct 4.22 from 9 reviews
Bip Credit Card
from NewDay 4.80 from 2286 reviews
Credit card
from Jaja Finance 4.72 from 2531 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69088 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub