Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

O

They are very good and easy to use also very easy to talk to Reviewed on: 25th January 2022

Zopa Credit Card

Easy application and clear process- no complaints- just what wanted - no hassles Reviewed on: 25th January 2022

Bang on Credit Card Company

Zopa have helped me out above and beyond anything I could of hoped for and expected. Bang on!! Reviewed on: 25th January 2022

excellent

very good service.excellent and prompt getting a loan. Reviewed on: 25th January 2022

It's nice to av that little something to av when times get hard

Love my card and I try and pay it off at the end of the month aswell if I can Reviewed on: 25th January 2022

Good

Zopa credit card company as been good on understanding when I explained my circumstances its temporary they advice payment of 15 pound untill my circumstances change that help Reviewed on: 25th January 2022

Great card and service. App works well

Had a card to build my credit rating and it has helped well. App is easy to use and no issues when I had to use the card anywhere. Reviewed on: 25th January 2022

On the pulse

On the pulse immediately when card is used , keeping you in loop/in check with your Zopa credit. Reviewed on: 25th January 2022

Amazing company

The customer service is second to none and they are extremely helpful Reviewed on: 25th January 2022

Easy to use app to keep on top of spending

The app is great and easy to use. Would reccomend Reviewed on: 25th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Purchase Credit Card
from Halifax 3.50 from 19 reviews
Initial credit card (discontinued)
from Barclaycard 3.64 from 122 reviews
Fluid credit card
from NewDay 3.82 from 105 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69088 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub