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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

On the pulse

On the pulse immediately when card is used , keeping you in loop/in check with your Zopa credit. Reviewed on: 25th January 2022

Amazing company

The customer service is second to none and they are extremely helpful Reviewed on: 25th January 2022

Easy to use app to keep on top of spending

The app is great and easy to use. Would reccomend Reviewed on: 25th January 2022

Excellent.

Excellent experience with Zopa, great app to go with the card. Reviewed on: 25th January 2022

Excellent simple service

Really enjoy the Zopa app and card. Easy to use and enjoy the eligibility feature too. Would recommend Reviewed on: 25th January 2022

Outstanding

I’ve been with Zopa for less than a year now.. think they are absolutely incredible they let me know my borrowing power on a monthly basis and where I can save money on my other bills. Highly recommend Reviewed on: 25th January 2022

Best credit card ever

This will be my go to credit card company because these guys are absolutely incredible Reviewed on: 25th January 2022

Love the app

Great card with easy to use app with all your information at your finger tips Reviewed on: 25th January 2022

Zopa and what makes it Super.

From day one I have known Zopa to be friendly available and informative. I always know where I am with Zopa. How much credit I have / when my next payment is and how much. The app is easy to use and non- complicated its the reassuring knowledge of exactly where I stand with Zopa and that's very refreshing. Well done Zopa. Reviewed on: 25th January 2022

Zopa

Never had any problems with this company Reviewed on: 25th January 2022

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