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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Absolutely tremendous

Best experience ever would highly recommend Reviewed on: 25th January 2022

Brilliant

Easy and fast. Repayment are fair and affordable. Reviewed on: 25th January 2022

Excellence in service

Excellent service, Great help when you need- expert tips and support to save on products. Reviewed on: 25th January 2022

Best credit card

I have found zoopla very easy to use with the app Reviewed on: 25th January 2022

Mr wilson

Excerlent card to hvae recommend it Reviewed on: 25th January 2022

best credit card around

easy to use, manageable payments, easy to navigate app easy to pay payments great customer service with fast response everything you want from a credit card couldnt be happier would highly recommend Reviewed on: 25th January 2022

Slick Process from Application to Service

Title says it all , had zero issues at all and just opened a savings account with them too :) Reviewed on: 25th January 2022

Easy no nonsense credit card

Easy to keep track of my spending and had a limit increase after 6 months Reviewed on: 25th January 2022

Easy

Simply easy to us very understandable. The way an app should be Reviewed on: 25th January 2022

Amazing

It’s very good, easy to pay back Reviewed on: 25th January 2022

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