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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Best credit card

I have found zoopla very easy to use with the app Reviewed on: 25th January 2022

Mr wilson

Excerlent card to hvae recommend it Reviewed on: 25th January 2022

best credit card around

easy to use, manageable payments, easy to navigate app easy to pay payments great customer service with fast response everything you want from a credit card couldnt be happier would highly recommend Reviewed on: 25th January 2022

Slick Process from Application to Service

Title says it all , had zero issues at all and just opened a savings account with them too :) Reviewed on: 25th January 2022

Easy no nonsense credit card

Easy to keep track of my spending and had a limit increase after 6 months Reviewed on: 25th January 2022

Easy

Simply easy to us very understandable. The way an app should be Reviewed on: 25th January 2022

Amazing

It’s very good, easy to pay back Reviewed on: 25th January 2022

love it

love the interface and how quick everything is. Reviewed on: 25th January 2022

Xopls

Great credit card easy to use would recommend them Reviewed on: 25th January 2022

Very efficient service

Very efficient service. So far one year in I am happy with the service provided and would recommend to friends Reviewed on: 25th January 2022

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