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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

love it

love the interface and how quick everything is. Reviewed on: 25th January 2022

Xopls

Great credit card easy to use would recommend them Reviewed on: 25th January 2022

Very efficient service

Very efficient service. So far one year in I am happy with the service provided and would recommend to friends Reviewed on: 25th January 2022

Great customer service

Easy to use the app , and easy to set up Reviewed on: 25th January 2022

Great so far

Not been with zopa for that long but have had a good experience and no problems Reviewed on: 25th January 2022

Good service fantastic options

Easy app to customers and straight forward. Good for boost credit score Reviewed on: 25th January 2022

Excellent credit card

Excellent credit card, detailed and easy understanding of statements via the online app. We’ll done Reviewed on: 25th January 2022

excellent service

fast service ,well informed, quick service Reviewed on: 25th January 2022

Great easily contacted and friendly

Pay your bill which clears the same day great. Reviewed on: 25th January 2022

Money Money Money

Easy to Mange Helpful website So far so good Reviewed on: 25th January 2022

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