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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa

Easy to use never had any problems Reviewed on: 25th January 2022

Great rates!

I found Zopa very easy to apply, totally transparent, and to be honest the best rates around! They have an app that is user friendly, which I use to check my balance and make payments. Reviewed on: 25th January 2022

Helpful

Very helpful when needed and as efficient as can be Reviewed on: 25th January 2022

Zopa customer service is excellent caring understanding

It was easy for me to apply for zopa credit card over a year now I find having the card help me to balance my day to day finance alot better Reviewed on: 25th January 2022

Friendly and helpful

They are friendly and helpful the app is easy to use and you can keep track of your finances Reviewed on: 25th January 2022

Quick response

Easy to use . I would like to continue zopa card , Reviewed on: 25th January 2022

Very good service

Excellent customer service very helpful and easy to use Reviewed on: 25th January 2022

Simplicity in a bank

Simple to pay with, simple to pay bills, simple to navigate app. Just banking that puts.a smile on your face....simple ! Reviewed on: 25th January 2022

Zopa and great

Love my Zopa credit card so easy Reviewed on: 25th January 2022

Great way to build my Credit back

It is a fantastic services, but a little slow, with opening up other services, I have always paid my balance up quickly, but have had no rewards and no change in my score, since I have started. My clear score is on good ground. Reviewed on: 25th January 2022

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