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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great customer service

Easy to use the app , and easy to set up Reviewed on: 25th January 2022

Great so far

Not been with zopa for that long but have had a good experience and no problems Reviewed on: 25th January 2022

Good service fantastic options

Easy app to customers and straight forward. Good for boost credit score Reviewed on: 25th January 2022

Excellent credit card

Excellent credit card, detailed and easy understanding of statements via the online app. We’ll done Reviewed on: 25th January 2022

excellent service

fast service ,well informed, quick service Reviewed on: 25th January 2022

Great easily contacted and friendly

Pay your bill which clears the same day great. Reviewed on: 25th January 2022

Money Money Money

Easy to Mange Helpful website So far so good Reviewed on: 25th January 2022

Zopa

Easy to use never had any problems Reviewed on: 25th January 2022

Great rates!

I found Zopa very easy to apply, totally transparent, and to be honest the best rates around! They have an app that is user friendly, which I use to check my balance and make payments. Reviewed on: 25th January 2022

Helpful

Very helpful when needed and as efficient as can be Reviewed on: 25th January 2022

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