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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Zopa customer service is excellent caring understanding

It was easy for me to apply for zopa credit card over a year now I find having the card help me to balance my day to day finance alot better Reviewed on: 25th January 2022

Friendly and helpful

They are friendly and helpful the app is easy to use and you can keep track of your finances Reviewed on: 25th January 2022

Quick response

Easy to use . I would like to continue zopa card , Reviewed on: 25th January 2022

Very good service

Excellent customer service very helpful and easy to use Reviewed on: 25th January 2022

Simplicity in a bank

Simple to pay with, simple to pay bills, simple to navigate app. Just banking that puts.a smile on your face....simple ! Reviewed on: 25th January 2022

Zopa and great

Love my Zopa credit card so easy Reviewed on: 25th January 2022

Great way to build my Credit back

It is a fantastic services, but a little slow, with opening up other services, I have always paid my balance up quickly, but have had no rewards and no change in my score, since I have started. My clear score is on good ground. Reviewed on: 25th January 2022

Good credit card

Easy to use and when you top up your card pay your bill it gets credited straight away Reviewed on: 25th January 2022

Affordable payments

Zopa is a great card and interest is not as high as others, started me with a manageable credit limit and payments are very affordable. Reviewed on: 25th January 2022

I love zopa!

Great app and a great card all round. Reviewed on: 25th January 2022

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