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Zopa: Credit card reviews

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4.94
Based on 44,337 reviews, last reviewed 21st Apr 2026
38% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026
Austin Hicks's avatar
Austin Hicks

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44337)

Brilliant credit card

5
When setting up the account , it was so easy and so simple, card arrived within a few days . The app is easy to use and very fast and responsive, makes banking so simple but brilliant , the repayment options are also good , and I love the fact you can keep some of your available credit locked away to use for emergencies. Reviewed on: 25th January 2022
Gemma McDonnell's avatar
Gemma McDonnell

Great service

5
Easy to use app and keeps you updated Reviewed on: 25th January 2022
heather MacLeod's avatar
heather MacLeod

Very fast end good

5
100000, likes very good end. Very fast money withdraw. Reviewed on: 25th January 2022
Colibasu alina 's avatar
Colibasu alina

Great card

5
Quick easy application, excellent app functionality. Reviewed on: 25th January 2022
Lisa's avatar
Lisa

Best company

5
Im really happy with this company, friendly customer service Reviewed on: 25th January 2022
Cristian Marino's avatar
Cristian Marino

Simple banking.

5
This is a great app to use, so easy to navigate and highly recommend it. Reviewed on: 25th January 2022
Jacky Summers's avatar
Jacky Summers

A friendly credit card

5
Easy to use , the app is simple but very informative, plenty of help if needed from professional, knowledgeable, and friendly staff. Thanks Reviewed on: 25th January 2022
Terry brown's avatar
Terry brown

Extremely good staff

5
Extremely good staff and always willing to help you no matter what the situation is Reviewed on: 25th January 2022
Paul Picton's avatar
Paul Picton

Great card

5
Really good card especially for someone with low credit to help with credit score build up. Reviewed on: 25th January 2022
Kim Bamford's avatar
Kim Bamford

Great provider!!!

5
Zopa give me a chance when all other providers wouldn’t. They have helped increase my score and made sure the product was affordable. They have made my life that bit easier and I can’t thank them enough! Reviewed on: 25th January 2022
David's avatar
David

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