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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

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4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

38% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

Instant info.

Any transactions are confirmed in writing in seconds of completing the action. Brilliant Reviewed on: 25th January 2022

Easy and convenient

I love Zopa easy no hassle to use app works brilliant Reviewed on: 25th January 2022

Really accessible and easy to communicate great app too

From application to accessing my account zopa have made it easy and their app is extremely well set up and informative no complaints here Reviewed on: 25th January 2022

Great service, no hidden parts

I have other cards and always know where I am with Zopa. There are no hidden charges or surprises. Customer service is great with any queries answered within ample time. Reviewed on: 25th January 2022

Great!

Easy app, responsible lending, knowledgeable, great APR, clear emails and correspondence Reviewed on: 25th January 2022

Brilliant credit card

I love this credit card. Really nice looking card design but the rate is low and easy to pay back. They also have a great app Reviewed on: 25th January 2022

Paul sargeant

Very good card with great flexibility. I carry mine for every day expenses then pay it off every month as it’s easy to use with contactless payment .great app as well meaning you can see your spending and pay off when your on the go as well as the credit score . Reviewed on: 25th January 2022

Brilliant Credit Card

Always there when I need it, easy to use app, easy to set up monthly direct debit to pay back what I have used! 10/10 Highly recommend!! Reviewed on: 25th January 2022

Brilliant service

Since I've been with zopa my credit history has really improved over the months also customer service experience has been one of the best I've experienced in many years Reviewed on: 25th January 2022

Credit card

Friendly Credit with all terms clearly explained. Plus borrowing power. Reviewed on: 25th January 2022

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