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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Best credit card!

After having a blip in my credit file I struggled to get a credit card, I could get loans and hp but not a credit card. I applied with zopa and was accepted strict away with an affordable credit limit. I've since had two increases and it is helping my credit score! Top notch Reviewed on: 25th January 2022

Just easy

Easy card to manage and payments are processed instantly. Swift smart and I love the card! Reviewed on: 25th January 2022

Brilliant service

Would highly recommend to anyone brilliant service and easy to use the app Reviewed on: 25th January 2022

Fantastic service with fast updates on spending

At last a service where once you pay you credit bill it appears instantly instead of 3/4 days plus to appear. Already recommended to friends. Reviewed on: 25th January 2022

Easy use

Easy to use the app., all the information about your account on view . Also lots of money saving offers . Well worth it . Reviewed on: 25th January 2022

Very easy and low cost card

Very easy application and card to use. I had a limit increase very soon after getting my card. Will recommend Reviewed on: 25th January 2022

Brilliant

Brilliant card fast and easy payments Reviewed on: 25th January 2022

Brilliant credit card

When setting up the account , it was so easy and so simple, card arrived within a few days . The app is easy to use and very fast and responsive, makes banking so simple but brilliant , the repayment options are also good , and I love the fact you can keep some of your available credit locked away to use for emergencies. Reviewed on: 25th January 2022

Great service

Easy to use app and keeps you updated Reviewed on: 25th January 2022

Very fast end good

100000, likes very good end. Very fast money withdraw. Reviewed on: 25th January 2022

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