Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44354)

Great card

5
Quick easy application, excellent app functionality. Reviewed on: 25th January 2022
Lisa's avatar
Lisa

Best company

5
Im really happy with this company, friendly customer service Reviewed on: 25th January 2022
Cristian Marino's avatar
Cristian Marino

Simple banking.

5
This is a great app to use, so easy to navigate and highly recommend it. Reviewed on: 25th January 2022
Jacky Summers's avatar
Jacky Summers

A friendly credit card

5
Easy to use , the app is simple but very informative, plenty of help if needed from professional, knowledgeable, and friendly staff. Thanks Reviewed on: 25th January 2022
Terry brown's avatar
Terry brown

Extremely good staff

5
Extremely good staff and always willing to help you no matter what the situation is Reviewed on: 25th January 2022
Paul Picton's avatar
Paul Picton

Great card

5
Really good card especially for someone with low credit to help with credit score build up. Reviewed on: 25th January 2022
Kim Bamford's avatar
Kim Bamford

Great provider!!!

5
Zopa give me a chance when all other providers wouldn’t. They have helped increase my score and made sure the product was affordable. They have made my life that bit easier and I can’t thank them enough! Reviewed on: 25th January 2022
David's avatar
David

Instant info.

5
Any transactions are confirmed in writing in seconds of completing the action. Brilliant Reviewed on: 25th January 2022
Ron Butterfield's avatar
Ron Butterfield

Easy and convenient

5
I love Zopa easy no hassle to use app works brilliant Reviewed on: 25th January 2022
amanningbuilders@gmail.com's avatar
[email protected]

Really accessible and easy to communicate great app too

5
From application to accessing my account zopa have made it easy and their app is extremely well set up and informative no complaints here Reviewed on: 25th January 2022
Julie Wilkinson's avatar
Julie Wilkinson

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69088 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.86 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill