Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

View other Zopa products

4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

38% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

Flawlessly flawless

It is an amazing credit card, everyone who has one I am sure agrees as I am one of those people, a Zopa customer. It is simply flawlessly flawless! Reviewed on: 25th January 2022

Very simple to use

Great product great app easy to deal with. Highly recommend. Reviewed on: 25th January 2022

Great Customer Service Experience!

Great products on board! Would highly recommend! Reviewed on: 25th January 2022

10

Good card, I’m happy for have this card. Reviewed on: 25th January 2022

Great!

Always had good service and easy process to get the card. No complaints . Reviewed on: 25th January 2022

Zopa credit card

I love the fact I can pay what ever amount I choose and whenever as long as the minimum is covered spare 59p Chuck it in the credit card…. App is simple to use never had a bad word to say about this company so far Reviewed on: 25th January 2022

Superb company

Great card to have excellent company to deal.with Reviewed on: 25th January 2022

Best UK credit card

Best friendly experience with any credit card provider Reviewed on: 25th January 2022

Amazing Company

An amazing company and Outstanding Customer Support. Reviewed on: 25th January 2022

Excellent

Since I got the credit card due to a low credit sorce, it has enabled me to take control of it, their app is easy to use and pay off easily and whenever i want to. I have also taken advantage of their other services, which have helped me out even more. Reviewed on: 25th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback Plus Credit Card
from RBS 4.14 from 8 reviews
Credit cards
from Virgin Money 3.85 from 806 reviews
123 credit card (discontinued)
from Santander 3.99 from 162 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69077 reviews
Current account
from Zopa 4.93 from 6583 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub