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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very professional great facilities on the app

Very professional great facilities on the app Reviewed on: 15th January 2026

Excellent credit card.

Excellent credit card. Excellent app. Reviewed on: 15th January 2026

Always met with friendly courteous staff who are alw...

Always met with friendly courteous staff who are always on hand to help with my queries Reviewed on: 15th January 2026

Very good very fair and an allround excellent service

Very good very fair and an allround excellent service Reviewed on: 15th January 2026

Really happy with the service provided

Really happy with the service provided Reviewed on: 15th January 2026

The best customer service and ease of app use make Z...

The best customer service and ease of app use make ZOPA the best all round Reviewed on: 15th January 2026

Best Bank.

Great Bank would recommend to anyone. Amazing customer service. Easy app to get around. Great deals. Reviewed on: 15th January 2026

Service was good,fast and accurate

Service was good,fast and accurate Reviewed on: 15th January 2026

Quick, decisive decisions, easy to access and naviga...

Quick, decisive decisions, easy to access and navigate website. Updates quickly when any transactions are made. Payment easy to make. Reviewed on: 15th January 2026

Very professional and easy to utilise

Very professional and easy to utilise Reviewed on: 15th January 2026

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