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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopa responds quickly to questions and I feel comfor...

Zopa responds quickly to questions and I feel comfortable dealing with them Reviewed on: 23rd April 2025

Great Card

Have had no problems using card, very easy App to use. Reviewed on: 23rd April 2025

The phone app is clear and easy to use

The phone app is clear and easy to use Reviewed on: 23rd April 2025

All round great product

Great customer services easy to use app great products Reviewed on: 23rd April 2025

Very professional,easy to understand.

Very professional,easy to understand.i would highly recommend the company. Reviewed on: 23rd April 2025

Excellent service send out informative emails Great...

Excellent service send out informative emails Great interest rates on savings Reviewed on: 23rd April 2025

Very good service and very quick turn around paying...

Very good service and very quick turn around paying my credit every month Reviewed on: 23rd April 2025

Good rates easy to set up the app

Good rates easy to set up the app Reviewed on: 23rd April 2025

Great card love it excellent customer service

Great card love it excellent customer service Reviewed on: 23rd April 2025

Very easy to understand and a great app

Very easy to understand and a great app Reviewed on: 23rd April 2025

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