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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good it’s a great card I have no issues with...

Good it’s a great card I have no issues with it Reviewed on: 15th April 2026

Great experience so far.

Great experience so far. App really easy to use and easy to pay Reviewed on: 15th April 2026

My experience with it has been fabulous

My experience with it has been fabulous Reviewed on: 15th April 2026

Never had a problem with any service I have used so...

Never had a problem with any service I have used so have to say excellent service throughout. Reviewed on: 15th April 2026

Very quick and easy to open an account

Very quick and easy to open an account Reviewed on: 15th April 2026

Zopa has been great to use from the start everything...

Zopa has been great to use from the start everything from customer service to using the app is so easy Reviewed on: 15th April 2026

Zopa gave me that chance to get my credit going in t...

Zopa gave me that chance to get my credit going in the right direction. Reviewed on: 15th April 2026

Good Experience Great Offers

Good Experience, Great Offers, Loved It Reviewed on: 15th April 2026

Easy, no hidden fees and simple to use

Easy, no hidden fees and simple to use Reviewed on: 15th April 2026

Very professional, great value even for those with b...

Very professional, great value even for those with bad credit history Reviewed on: 15th April 2026

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