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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent customer service and great product

Excellent customer service and great product Reviewed on: 23rd April 2025

Great card and very helpful service

Great card and very helpful service Reviewed on: 23rd April 2025

I have had a positive experience with Zopa I am very...

I have had a positive experience with Zopa I am very happy with my experience with the Credit Card Reviewed on: 23rd April 2025

Never had any issues and they are the best in class...

Never had any issues and they are the best in class for me Reviewed on: 23rd April 2025

Excellent service from start to finish

Excellent service from start to finish Reviewed on: 23rd April 2025

Zopa is very caring and responds to customers needs

Zopa is very caring and responds to customers needs Reviewed on: 23rd April 2025

Easy to use, manageable credit limits

Easy to use, manageable credit limits Reviewed on: 23rd April 2025

I have not had anything but proper management

I have not had anything but proper management Reviewed on: 23rd April 2025

Brilliant company to deal with

Issues at all. Have dealt with them for the very year and nothing is too much trouble, always help Reviewed on: 23rd April 2025

Zopa is the best credit card company I have come acr...

Zopa is the best credit card company I have come across in the last few years. The application and approval process was flawless and a decision given quickly. I recommend this product to anyone. Reviewed on: 23rd April 2025

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