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Zopa: Credit card reviews

4.87
Based on 44,349 reviews, last reviewed 21st Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026
Shenol's avatar
Shenol

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Great company, great products!

5
Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

I haven't been with them long but I am really happy...

4
I haven't been with them long but I am really happy with them Reviewed on: 27th April 2025

Friendly, easy, accessible service

5
Friendly, easy, accessible service Reviewed on: 27th April 2025

I can manage my money easily with zopa

5
I can manage my money easily with zopa Reviewed on: 27th April 2025

It always save me incase of emergency expenses

5
It always save me incase of emergency expenses Reviewed on: 27th April 2025

Easy to navigate the Web site.

5
Easy to navigate the Web site. I'm kept updated about any offers and payments due. Reviewed on: 27th April 2025

Excellent and speechless and im happy with Zopa

5
Excellent and speechless and im happy with Zopa Reviewed on: 27th April 2025

Credit Card Recommendation

5
Easy to use app and updates about my payment due and current credit score update. Offered me a savings and bank account if I was interested. Reviewed on: 27th April 2025

Great and easy to use very good and very fair

5
Great and easy to use very good and very fair Reviewed on: 27th April 2025

Easy to use and manageable to pay back

5
Easy to use and manageable to pay back Reviewed on: 27th April 2025

Quick and simple hassle free banking

5
Quick and simple hassle free banking Reviewed on: 27th April 2025

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