Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great company and excellent staff

5
Great company and excellent staff Reviewed on: 23rd April 2025

Speedy and professional highly recommended Zopa for...

5
Speedy and professional highly recommended Zopa for credit card, loans and savings Reviewed on: 23rd April 2025

Experience

5
Very satisfying company to deal with Reviewed on: 23rd April 2025

How banking and managing credit cards should be.

5
How banking and managing credit cards should be. Effortless. Reviewed on: 23rd April 2025

Excellent service

5
I’ve never looked back since I got my card Reviewed on: 23rd April 2025

Amazing credit card with lots of benefits

5
Amazing credit card with lots of benefits Reviewed on: 23rd April 2025

Great card

5
Easy to use app and overall good card Reviewed on: 23rd April 2025

Very good

5
Very good quick response app is great to use Reviewed on: 23rd April 2025

Very good credit card and customer serviee

5
Very good credit card and customer service Reviewed on: 23rd April 2025

Great product and great service.

5
Great product and great service. I would highly recommend Reviewed on: 23rd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1539 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5952 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 8051 reviews
    Zopa
    View all products