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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Very easy to use app and very good rates

Very easy to use app and very good rates Reviewed on: 27th April 2025

A very straight forward and honest company

A very straight forward and honest company Reviewed on: 27th April 2025

Best services that not receiving from other providers.

Best services that not receiving from other providers. Reviewed on: 27th April 2025

Excellent Value

Excellent value for money and service Reviewed on: 27th April 2025

Excellent service

Easy app to use l, customer service on point, Reviewed on: 27th April 2025

Zopa has been amazing for me to rebuild my credit sc...

Zopa has been amazing for me to rebuild my credit score after being in a IVA. Reviewed on: 26th April 2025

Helped me out when nobody else would

Helped me out when nobody else would Reviewed on: 26th April 2025

It’s a great banking app, super easy to use and have...

It’s a great banking app, super easy to use and have enjoyed being a customer. Reviewed on: 26th April 2025

Easy to manage with the app, always up to date when...

Easy to manage with the app, always up to date when notifying of any changes etc Reviewed on: 26th April 2025

Hassle free credit that is easy to manage

Hassle free credit that is easy to manage Reviewed on: 26th April 2025

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Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

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