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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Professional, helpful and always there

Always helpful and polite on the phone. Professional approach on every occasion. Credit limit increases have been sustainable so always manageable too. App is really good too. Thanks for being there when I need you! Reviewed on: 26th April 2025

Easy to use linked with the app and good customer se...

Easy to use linked with the app and good customer service Reviewed on: 26th April 2025

I have a very good experience with Zopa credit card.

I have a very good experience with Zopa credit card. Reviewed on: 26th April 2025

Professional, straightforward, customer friendly

Professional, straightforward, customer friendly Reviewed on: 26th April 2025

Good all round experience.

Good all round experience. Customer service also quick Reviewed on: 26th April 2025

Excellent card

Had my Zoopla card to build my credit had it over a year now and my experience has been brilliant will definitely be keeping this card Reviewed on: 26th April 2025

Zopa are very good , and very informative on there p...

Zopa are very good , and very informative on there products.. staff are so helpful Reviewed on: 26th April 2025

Great company

They make everything simple and understandable Reviewed on: 26th April 2025

Zopa have been great with keeping their app up to date.

Zopa have been great with keeping their app up to date. I know exactly what % of my credit limit I’m using, exactly when my payment is coming out & the app is super easy to use. Reviewed on: 26th April 2025

Zopa is reliable, their services are good

Zopa is reliable, their services are good Reviewed on: 26th April 2025

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