Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Brilliant, first time I've been able to get a credit...

Brilliant, first time I've been able to get a credit card in years. Quick, simple application. All sorted within a few minutes Reviewed on: 23rd April 2025

Easy to use and have gotten my whole family to get c...

Easy to use and have gotten my whole family to get cards aswell Reviewed on: 23rd April 2025

Great app .

Great app .keeps you notified with products available. Regular updates Reviewed on: 23rd April 2025

Very easy and quick looking for a card

Very easy and quick to look for one card and opening one account Reviewed on: 23rd April 2025

Easy to use and payments many options

Easy to use and payments many options Reviewed on: 23rd April 2025

Great very good and speedy delivery

Great very good and speedy delivery Reviewed on: 23rd April 2025

Easy to use card All good easy to use

All good easy to use easy to set up on line Reviewed on: 23rd April 2025

easy to use app easy to manage

easy to use app easy to manage money Reviewed on: 23rd April 2025

Always great customer service and fair interest rate...

Always great customer service and fair interest rates and easy to understand statements. Reviewed on: 23rd April 2025

Perfect service

The best experience I’ve had so far Reviewed on: 23rd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Shop Direct 4.67 from 6 reviews
Credit card (discontinued)
from Tandem 4.66 from 358 reviews
Hilton Honors Credit Card
from Barclaycard 4.17 from 11 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5953 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub