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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Over 2 years

Have been with this company over 2 years and have never had a problem Reviewed on: 26th April 2025

Amazing credit card ,i recommend it to anyone who wa...

Amazing credit card ,i recommend it to anyone who wants it Reviewed on: 26th April 2025

Excellent

Every time I've contacted them very helpful 10/10 Reviewed on: 26th April 2025

top dollar

zopa always there when you need then . top dollar as they say. when your short they got your back , i feel in control of my finances. Reviewed on: 26th April 2025

Great customer service

Great customer service and the mobile app for the credit card is so easy to use and understand. It helps me grow my credit score Reviewed on: 26th April 2025

Zopa’s credit card has great features

Zopa’s credit card has great features Reviewed on: 26th April 2025

Haven't had anything I could fault with Zopa plenty...

Haven't had anything I could fault with Zopa plenty of updates via eemail. The app is extremely easy to navigate Reviewed on: 26th April 2025

Excellent service and presentation of products.

Excellent service and presentation of products. Reviewed on: 26th April 2025

Very good

Excellent service all round highly recommended Reviewed on: 26th April 2025

Great service very quick and efficient

Great service very quick and efficient Reviewed on: 26th April 2025

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