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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Must must have

I've got everything I need on my credit card. Reviewed on: 23rd April 2025

Good card to have whenever you're skint

Good card to have whenever you're skint Reviewed on: 23rd April 2025

All good great service easy to use and good app to m...

All good great service easy to use and good app to make sure everything is ok Reviewed on: 23rd April 2025

Helpful customer service when i needed to ask them a...

Helpful customer service when i needed to ask them a question Reviewed on: 23rd April 2025

Zoopa keeps me informed of my account situation whic...

Zoopa keeps me informed of my account situation which gives me peace of mind Reviewed on: 23rd April 2025

Professional excellent service

Professional friendly service from start to finish.. easy application with no hidden fees.no hard sell and full explanation of what your getting. Reviewed on: 23rd April 2025

Very informative re product always willing to help

Very informative re product always willing to help Reviewed on: 23rd April 2025

Perfect for me.

Perfect for me. Easy to understand app and informative when I need it. Reviewed on: 23rd April 2025

I had a poor credit rating, but with Zopa's help thi...

I had a poor credit rating, but with Zopa's help this is improving. Reviewed on: 23rd April 2025

Just easy to apply , no hassle regarding payments ,...

Just easy to apply , no hassle regarding payments , very good updates on products and offers, always sent by email as requested and just happy overall with the whole experience Reviewed on: 23rd April 2025

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