Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

They helped me whenever i needed it and customer ser...

They helped me whenever i needed it and customer service has been great. Reviewed on: 23rd April 2025

I’ve been with the company for sometime I have a cre...

I’ve been with the company for sometime I have a credit card with them. I find them excellent and the service is excellent. I would recommend anybody to have a card of the company. Your sincerely George Tustin Reviewed on: 23rd April 2025

Voted1234

Great app and thanks for everything 123456789 Reviewed on: 23rd April 2025

Excellent customer service.

Excellent customer service. I'm a very satisfied customer. Reviewed on: 23rd April 2025

An incredibly versatile product

An incredibly versatile product, with an amazingly supportive and intuitive app which helps me track my spending while also allowing me to control it. Reviewed on: 23rd April 2025

Affordable interest rate , easy to use , great custo...

Affordable interest rate , easy to use , great customer service care Reviewed on: 23rd April 2025

Good service

Good service app works well no issues Reviewed on: 23rd April 2025

cellent servise

They have proved me with excellent servise Reviewed on: 23rd April 2025

Very good company easy to get hold of and the intere...

Very good company easy to get hold of and the interest is low I would recommend to anyone Reviewed on: 23rd April 2025

Graeme Johns

Easy to use, easy to pay monthly and transfer money too. Plus also comes with a Bank Account, which is just as excellent. Reviewed on: 23rd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Luma 4.00 from 2 reviews
Freedom Rewards Credit Card
from Barclaycard 3.90 from 61 reviews
Credit builder card
from thimbl. 4.88 from 18 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub