Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

All good with Zopa

Everything about Zopa is user friendly and there is no difficulty in using the app. Thoroughly recommend Zopa to anyone and everyone. Reviewed on: 23rd April 2025

Good and fast service strong customer relation

Good and fast service strong customer relation Reviewed on: 23rd April 2025

Using Zopa Services

Using Zopa services has been like a breath of fresh air really good app to handle all your needs in one place. The credit card is really good as well Reviewed on: 23rd April 2025

Quick and effective

Good app and payment processing. Very quick to update balance Reviewed on: 23rd April 2025

Brilliant company.

Brilliant company. I had a poor credit score and Zopa gave me a chance. They’ve helped me build my score and manage my finances. Reviewed on: 23rd April 2025

They have been very good to me and very helpful...

They have been very good to me and very helpful Reviewed on: 23rd April 2025

Outstanding experience, No Pitfalls

I have only had a reasonable experience, no pitfalls really. Their app is simple and has all the functions and features you would need without all the fluff. Reviewed on: 23rd April 2025

Best credit card no extra fee s easy to use just the...

Best credit card no extra fee s easy to use just the best credit card I've had Reviewed on: 23rd April 2025

Great customer service

Easy app good advice. Makes everything easy to keep an eye on things. Reviewed on: 23rd April 2025

Hassle free account, great app to manage account ex...

Hassle free account, great app to manage account excellent customer service Reviewed on: 23rd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card (discontinued)
from Wave (inactive) 2.82 from 3 reviews
Everyday Credit Card
from Creation 2.66 from 20 reviews
Credit card
from Luma 4.00 from 2 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub