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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Very happy with the service I received from zopa

Very happy with the service I received from zopa Reviewed on: 23rd April 2025

Easy to use and very helpful service

Easy to use and very helpful service Reviewed on: 23rd April 2025

Best credit card

Zopa have been there when needed. 10/10 Reviewed on: 23rd April 2025

Low interest rates for people with financial problem...

Low interest rates for people with financial problems great customer service Reviewed on: 23rd April 2025

Web site & app easy to use even for me...

Web site & app easy to use even for me Reviewed on: 23rd April 2025

Best card I have!

I voted top marks for customer services because I haven’t had to use them. I can do everything I need to from the app! Reviewed on: 23rd April 2025

Great card, great service, easy to apply

Great card, great service, easy to apply Reviewed on: 23rd April 2025

I'm used my credit card in holiday in different coun...

I'm used my credit card in holiday in different countries and not charged any extra fees Reviewed on: 23rd April 2025

Great Zopa card

I have had my Zopa credit card for well over a year. Only hitch I encountered was a faulty card which was dealt with incredible speed.. I use my Zopa card more than my 4 other cards because of this service Reviewed on: 23rd April 2025

Zopa are fantastic

Zopa have made things really easy to understand my credit card balance statements and credit limit Reviewed on: 23rd April 2025

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