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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

I have had no issues with zopa, in fact they have be...

I have had no issues with zopa, in fact they have been extremely good. Reviewed on: 23rd April 2025

Brilliant can’t recommend this enough

Brilliant can’t recommend this enough Reviewed on: 23rd April 2025

AMAzing customer service very helpful

AMAzing customer service very helpful Reviewed on: 23rd April 2025

Excellent credit card app is also easy to use Zopa o...

Excellent credit card app is also easy to use Zopa offers other products which some I have used all excellent Reviewed on: 23rd April 2025

Helpful and informative with a easy to use app

Helpful and informative with a easy to use app Reviewed on: 23rd April 2025

They saved me :) there are so good

They saved me :) there are so good Reviewed on: 23rd April 2025

Zopa has been a wonderful experience both in terms o...

Zopa has been a wonderful experience both in terms of managing my money and providing support where needed Reviewed on: 23rd April 2025

The zopa card, the one to have.

Ive had a zopa card for a good while now. Its a great asset , and the app is simple to use and understand.Ive had no problems at all using my card, but if i did,, customer service i know would sirt me out without any problem. I find the whole experience of having this card excellent. I highly rate it.. Reviewed on: 23rd April 2025

best card to start a credit improvement journey

I have used you for a few years now. Always comes in handy. Reviewed on: 23rd April 2025

Easy to use app to keep a check on balance...

Easy to use app to keep a check on balance etc Reviewed on: 23rd April 2025

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