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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to use the app.

Easy to use the app. Clear and transparent. Great offers to help save money Reviewed on: 25th April 2025

Never had a problem with Zopa or the App.

Never had a problem with Zopa or the App. Excellent credit card and App is very easy to use and stay in control of your account. Reviewed on: 25th April 2025

Awesome friendly staff / brilliant knowledge and qui...

Awesome friendly staff / brilliant knowledge and quick to sort and advise on potential problems Reviewed on: 25th April 2025

Very convenient to use , useful , easy to...

Very convenient to use , useful , easy to use Reviewed on: 25th April 2025

Very good card and thanks for all staff

Very good card and thanks for all staff Reviewed on: 25th April 2025

Great customer service.

Great customer service. Easy to use app which makes it simple to keep track of spending and making payments Reviewed on: 25th April 2025

Brilliant customer service, excellent interest rate...

Brilliant customer service, excellent interest rate ,help is there if needed from saving accounts bank accounts and all in between all round brilliant company Reviewed on: 25th April 2025

Very easy to use app would recommend to everyone 5 s...

Very easy to use app would recommend to everyone 5 stars Reviewed on: 25th April 2025

All good thanks

All good very easy app what do you like so much never goes down like My couldn’t account up Reviewed on: 25th April 2025

Professional polite service

Excellent customer service care, when I have phoned. Reviewed on: 25th April 2025

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