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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Never had an issue with Zopa!

Never had an issue with Zopa! Incredible service Reviewed on: 15th April 2026

Never a problem with zopa ,and nothing hidden.

Never a problem with zopa ,and nothing hidden. Reviewed on: 15th April 2026

Fantastic

Absolutely brilliant from the start Reviewed on: 15th April 2026

A very good company no problem to recommend the comp...

A very good company no problem to recommend the company Reviewed on: 15th April 2026

I love Zopa , easy to navigate gave me my first cred...

I love Zopa , easy to navigate gave me my first credit card when l needed most . Reviewed on: 15th April 2026

Very easy and exellent to deal with.

Very easy and exellent to deal with. Reviewed on: 15th April 2026

It’s just so smooth and seamless

It’s just so smooth and seamless Reviewed on: 15th April 2026

Zopa have been absolutly excellent there customer se...

Zopa have been absolutly excellent there customer service is first class ! Reviewed on: 15th April 2026

And a good interest rate

Zopa have helped me out when I needed to use my credit card Reviewed on: 15th April 2026

New to Zopa.

New to Zopa. No issues. App is user friendly. Customer service is on point. Reviewed on: 15th April 2026

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