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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very helpful.

Very helpful. Good thing to have Reviewed on: 22nd April 2025

Great company to deal with professional but accessib...

Great company to deal with professional but accessible only good dealings Reviewed on: 22nd April 2025

Really easy to apply and get help if needed.

Really easy to apply and get help if needed. Reviewed on: 22nd April 2025

No credit increase offered very disappointing

No credit increase offered very disappointing Reviewed on: 22nd April 2025

Zopa services are spot on.

Zopa services are spot on. They are very responsive and their app is totally dependable. The process of getting a loan from is also very simplified and stress free Reviewed on: 22nd April 2025

Very good excellent service.

Very good excellent service........ Reviewed on: 22nd April 2025

Since beginning nothing wrong happened

Since beginning nothing wrong happened Reviewed on: 22nd April 2025

Many benefits the best one credit card ever

The best one credit card to be honest Reviewed on: 22nd April 2025

Trustworthy & easy to manage my Zopa card, has helpe...

Trustworthy & easy to manage my Zopa card, has helped to build my credit score. I would definitely recommend a Zopa card. Reviewed on: 22nd April 2025

I have both a loan and a credit card with Zopa and I...

I have both a loan and a credit card with Zopa and I could not be happier with their product and the service. The app is the best. Never been down and always worked perfectly Reviewed on: 22nd April 2025

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