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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

My experience with Zopa has been great, I have and u...

My experience with Zopa has been great, I have and use the credit card without problem,they provide me with credit statement on time this allowed me informed about debit. They are good. Reviewed on: 25th April 2025

Great service

Had no problem with service at all very happy Reviewed on: 25th April 2025

Simple Zopa

So easy to use , simple instructions & security features. Reviewed on: 25th April 2025

Incredible and easy application and user friendly

Incredible and easy application and user friendly Reviewed on: 25th April 2025

The credit limit is very low as compared to others.

The credit limit is very low as compared to others. I m using credit very carefully but there is no credit limit changes. Reviewed on: 25th April 2025

I find Zopa to want to help customers as much as pos...

I find Zopa to want to help customers as much as possible. I like their approach! Reviewed on: 25th April 2025

Excellent service but respecting could increase get...

Excellent service but respecting could increase get more limit credit Reviewed on: 25th April 2025

Zopa is one among millions of banks with good credit...

Zopa is one among millions of banks with good credit card, Express service. I will also wish my credit limit is increased to suit my daily transaction. Reviewed on: 25th April 2025

Good customer service and the app is excellent.

Good customer service and the app is excellent. Reviewed on: 25th April 2025

Easy and straightforward to work with

Easy and straightforward to work with Reviewed on: 25th April 2025

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