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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Very informative never had any issues with zopa

Very informative never had any issues with zopa Reviewed on: 22nd April 2025

Zopa for service for all

Zopa is a customer for all services. There is nothing I can say that will lower there ratings Reviewed on: 22nd April 2025

Zopa best credit card

Zopa has help me a lot through the hard times and very easygoing and straightforward on the app Reviewed on: 22nd April 2025

I am with Service

I am Satisfied with the Service. Reviewed on: 22nd April 2025

A problem will be solved.

When ever i don't understand any with zopa I ring customer. Service and they explain everything to me thank you so much Reviewed on: 22nd April 2025

Good product

I have no problem and the interest rate is reasonable Reviewed on: 22nd April 2025

Very good site ,easy to use site and very well laid...

Very good site ,easy to use site and very well laid out Reviewed on: 22nd April 2025

Bank accounts are excellent but need to separate fro...

Bank accounts are excellent but need to separate from credit card otherwise it is an excellent service Reviewed on: 22nd April 2025

Good service and legit, thank you zopa for excellent...

Good service and legit, thank you zopa for excellent experience Reviewed on: 22nd April 2025

Easy to use and approve.

Easy to use and approve. Good customer service. Reviewed on: 22nd April 2025

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