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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41671 reviews)

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4.93

Based on 41,671 reviews, last reviewed 15th Jan 2026

68850% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I would recommend Zopa to people who want to build u... I would recommend Zopa to people who want to build up their credit score and have better insight of the spending. Reviewed on: 15th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41671)

Review of the Zopa, Credit card:

Helped with getting my car and building my credit sc...

Helped with getting my car and building my credit score Reviewed on: 28th February 2025

Sound and helpful advice

Always providing sound advice and always helpful Reviewed on: 15th January 2026

Helped me with a card when nobody else would

Helped me with a card when nobody else would Reviewed on: 15th January 2026

Great communication, helpful 5 Star service.

Great communication, helpful and understanding Reviewed on: 15th January 2026

Zopa care about customers

Excellent customer service Zoe truly care about their customers! Reviewed on: 15th January 2026

Good value Just fabulous I get well looked after

Just fabulous I get well looked after Reviewed on: 15th January 2026

Zopa are always very helpful

Zopa are always very helpful whenever I’ve need to contact them and the customer service is very good Reviewed on: 15th January 2026

Great service

Great service, easy and quick to fill the forms, money sent fast to bank account. Reviewed on: 15th January 2026

So straight forward from start to finish applying fo...

So straight forward from start to finish applying for credit card Reviewed on: 15th January 2026

Always informed when statement due,app easy to follow

Always informed when statement due,app easy to follow Reviewed on: 15th January 2026

Clear app , low cost credit card offering , no nonse...

Clear app , low cost credit card offering , no nonsense service Reviewed on: 15th January 2026

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