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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41484 reviews)

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4.93

Based on 41,484 reviews, last reviewed 15th Jan 2026

59550% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Amazing service and great customer service Amazing service thank you is quick and easy to get to app Reviewed on: 15th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41484)

Review of the Zopa, Credit card:

Quick Payments

I find it great Zopa credit account as soon as you make a payment I wished other cards did the same. Reviewed on: 25th January 2022

Just great goodvsevice And very happy

Just great great service and was there when I needed it Reviewed on: 15th January 2026

Excellent one.

Excellent one. It was smooth easy and low rate Reviewed on: 15th January 2026

Great customers service

Great customers services. Very easy to use app. Reviewed on: 15th January 2026

Zopa got me out of financial problems and allowed an...

Zopa got me out of financial problems and allowed and helped me to get back on track when no other lender would. Thank you for your support Reviewed on: 15th January 2026

Zopa has helped to build my credit score!

Zopa has helped to build my credit score! Reviewed on: 15th January 2026

Excellent service very good service

Excellent service very good service Reviewed on: 15th January 2026

Very good service and easy to use

Very good service and easy to use Reviewed on: 15th January 2026

Great Zopa card, I use it over my other cards

Great card, I use it over my other cards Reviewed on: 15th January 2026

Zola are great

They keep in touch with you they remind you of payments ,and you know what's happening all the time. I think there great Reviewed on: 15th January 2026

App is really easy to use

App is really easy to use and you get notifications of your balance when you use the card Reviewed on: 15th January 2026

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