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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

A great credit card service with a friendly professi...

A great credit card service with a friendly professional team Reviewed on: 23rd April 2025

Fast and easy, easy app , reasonable apr

Fast and easy, easy app , reasonable apr Reviewed on: 23rd April 2025

Ease of use.

The app is very easy to use and customer service is very amenable. Reviewed on: 23rd April 2025

Fantastic customer service and very easy app

Fantastic customer service and very easy app Reviewed on: 23rd April 2025

Great service and what you can do with bank very...

Great service and what you can do with bank very good Reviewed on: 23rd April 2025

Great very nice I m like this card

Great very nice I m like this card Reviewed on: 23rd April 2025

Any time I phone I

Any time I phone I get very good help Reviewed on: 23rd April 2025

Fills my needs and easy to use.

Fills my needs and easy to use. It is also one of the easiest and simple credit card to apply for Reviewed on: 23rd April 2025

Always had good service and never any issues with cr...

Always had good service and never any issues with credit rating Reviewed on: 23rd April 2025

Excellent Credit Card, easy to use and gives great a...

Excellent Credit Card, easy to use and gives great advice Reviewed on: 23rd April 2025

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