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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Initially all is good however I was unable to pay a...

Initially all is good however I was unable to pay a purchase with the contact less card Reviewed on: 15th April 2026

Been great with Zopa in the first few months,

Only been with Zopa a few months, but easy to make payments on the app, pleasant customer service when i joined Zopa, and easy to use. The interest are as any as long as you make your payments on time. I like Zopa so far. Reviewed on: 15th April 2026

Informative

Keeps you informed of spending and offers Reviewed on: 15th April 2026

Credit card

Had this credit card for a few years and it is very reliable. Interest rates are reasonable and a credit limit that is appropriate Reviewed on: 15th April 2026

Very easy app to use.

Very easy app to use. Love the savings pots. Reviewed on: 15th April 2026

Credit where it’s due

Smooth transactions and supportive when needed. Reviewed on: 15th April 2026

Never any issues and prompt service

Never any issues and prompt service Reviewed on: 15th April 2026

I'm very happy with my card it's great value for wha...

I'm very happy with my card it's great value for what you get Reviewed on: 15th April 2026

Great customer service and great credit card all the...

Great customer service and great credit card all the excellent service the app gives you Reviewed on: 15th April 2026

Always very happy to have ZOPA in my pocket because...

Always very happy to have ZOPA in my pocket because I know that I will always be taken care of no matter what Reviewed on: 15th April 2026

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