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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Ive never had any problems with my zopa card

Ive never had any problems with my zopa card Reviewed on: 15th January 2026

Really easy to apply, great starting limit an super...

Really easy to apply, great starting limit an super fast delivery of card Reviewed on: 15th January 2026

Zopa has been brilliant.

Zopa has been brilliant. Never had any problems since being with zopa Reviewed on: 15th January 2026

Have Zopa and is helping me rebuild my credit rating.

Have Zopa and is helping me rebuild my credit rating. Recommend Reviewed on: 15th January 2026

Zopacard

Application easy to fill and have never had a problem using my card Reviewed on: 15th January 2026

Brilliant, fast transaction very happy customer

Brilliant, fast transaction very happy customer Reviewed on: 15th January 2026

Excellent credit card.

Able to get the best of the credit card. Excellent customer service Information at all times Reviewed on: 15th January 2026

Zopa credit card

Great service, good interest rate Reviewed on: 15th January 2026

So easy to use .

So easy to use ... and very good company Reviewed on: 15th January 2026

Zopa are helping me on my credit building journey.

Zopa are helping me on my credit building journey. Offering a manageable credit limit, reminding me of payments due and showing me all transactions I have made. As well as being able to link my bank account, I can apply for other lines of credit, but also open savings accounts Reviewed on: 15th January 2026

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