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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I have had no issues set up was easy as...

I have had no issues set up was easy as is the app Reviewed on: 15th April 2026

Very helpful in everything I asked

Very helpful in everything I asked Reviewed on: 15th April 2026

Zopa out there faith in me when know one else would.

Zopa out there faith in me when know one else would. It’s was easy and straight forward. Reviewed on: 15th April 2026

Why choose Zopa - why not!

Zopa has changed my life , they’ve given me a chance to build my credit, they were the first ones to accept me, this means the world to me , I can track my spendings and keep on top of my payments. Zopa are only a call away for support & advice! Reviewed on: 15th April 2026

Zopa accessible services

This card was easily accessible with no discrimination to your credot history even if it is not very good also the app to your account displays other services to have all under one umbrella. Reviewed on: 15th April 2026

Great customer service and nice easy app to use.

Great customer service and nice easy app to use. No complications Reviewed on: 15th April 2026

Fantastic company to deal with and will recommend Z...

Fantastic company to deal with and will recommend Zopa to all family and friends Reviewed on: 15th April 2026

they are the best

It's a very good credit card and I'm very happy to work with them. Reviewed on: 15th April 2026

all good just what i needed.

all good just what i needed. easy Reviewed on: 15th April 2026

Good all round experience easy to use app and websit...

Good all round experience easy to use app and website even for an older person Reviewed on: 15th April 2026

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