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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent

Excellent card good company and great customer service Reviewed on: 15th January 2026

Never had a problem or needed to call them for anyth...

Never had a problem or needed to call them for anything. Reviewed on: 15th January 2026

All ways great to help with any questions and very h...

All ways great to help with any questions and very helpful Reviewed on: 15th January 2026

Excellent Amazing Service. Nice Credit card to be with

Excellent Service .Good to have Zopa Reviewed on: 15th January 2026

Excellent service and good for my credit score

Excellent service and good for my credit score Reviewed on: 15th January 2026

A friend in need, is Zopa Bsnk indeed..

I’ve only been with them for a short time but, the clearness of their app and efficiency is really quite remarkabe. Reviewed on: 15th January 2026

Easy to apply and no fuss.

Easy to apply and no fuss. Easy app to navigate around Reviewed on: 15th January 2026

Helpful professional easy to talk to and understand

Helpful professional easy to talk to and understand Reviewed on: 15th January 2026

Easy and helpful service and easy to use app

Easy and helpful service and easy to use app Reviewed on: 15th January 2026

Fan experience so far with Zopa, brilliant customer...

Fan experience so far with Zopa, brilliant customer service with any queries ive had so far Reviewed on: 15th January 2026

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