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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41772 reviews)

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4.93

Based on 41,772 reviews, last reviewed 16th Jan 2026

73800% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Good deals with hood outstanding products Reviewed on: 16th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41772)

Review of the Zopa, Credit card:

Good credit card provider

I hardly use customer service but I have been with Zopa for more than 2 years now and I like the services Reviewed on: 18th April 2025

I have found Zopa very helpful from start to finish.

I have found Zopa very helpful from start to finish. I have always had prompt attention from them Reviewed on: 16th January 2026

Friendly

I find the app customer friendly Reviewed on: 16th January 2026

Brillant services they provide no hassle at hole.

Brillant services they provide no hassle at hole.thanks Reviewed on: 16th January 2026

Always easy to contact and helpful on the phone

Always easy to contact and helpful on the phone Reviewed on: 16th January 2026

I've been with them for over a year and I haven't ha...

I've been with them for over a year and I haven't had any issues with them Reviewed on: 16th January 2026

SIMPLE TO USE BANKING APP.

SIMPLE TO USE BANKING APP. INFORMATIVE ON THE PRODUCTS AVAILABLE. GOOD AT KEEPING YOU UP TO DATE WITH BALANCES DUE AND/OR STATEMENTS. Reviewed on: 16th January 2026

Excellent and easy app to provide control over my ac...

Excellent and easy app to provide control over my account Reviewed on: 16th January 2026

Fair company!!

Zopa are fair with repayments and don't charge exorbitant interest. Reviewed on: 16th January 2026

Fast friendly and easy to talk to

Fast friendly and easy to talk to Reviewed on: 16th January 2026

Zopa has been a great credit card company

Zopa has been a great credit card company for me and I will keep using it. Reviewed on: 16th January 2026

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