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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40276 reviews)

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4.93

Based on 40,276 reviews, last reviewed 15th Jan 2026

150% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick, decisive decisions, easy to access and naviga... Quick, decisive decisions, easy to access and navigate website. Updates quickly when any transactions are made. Payment easy to make. Reviewed on: 15th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (40276)

Review of the Zopa, Credit card:

Flawless

From start to finish Zopa has been brilliant, the application to having the Account is so seamless. Top work guys Reviewed on: 15th February 2021

Simply perfect

Very easy and quick to apply easy to deal with and no hassle Reviewed on: 28th April 2025

Good for credit building and excellent app & service

Good for credit building and excellent app & service Reviewed on: 28th April 2025

Excellent Zopa App easy to use.

Excellent Zopa App easy to use. Excellent customer service Reviewed on: 28th April 2025

Very good service and excellent credit card

Very good service and excellent credit card Reviewed on: 28th April 2025

So easy to use the app & competitive with other...

So easy to use the app & competitive with other cards Reviewed on: 28th April 2025

Always helpful and easy to use would recommend to all

Always helpful and easy to use would recommend to all Reviewed on: 28th April 2025

Very easy to use and good customer service all there...

Very easy to use and good customer service all there to help Reviewed on: 28th April 2025

easy processes, not good services

easy processes, not good services Reviewed on: 28th April 2025

Fair and smart

I have had the credit card for a few years. Never had an issue. Customer service quick and fair Reviewed on: 28th April 2025

All ways been very good to me and treated very well...

All ways been very good to me and treated very well and given me a chance off which has worked for me 100% Regards Gary Reviewed on: 28th April 2025

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