Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44333 reviews)

View other Zopa products

4.94

Based on 44,333 reviews, last reviewed 19th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very efficient service Very efficient service. Application works well Reviewed on: 19th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44333)

Zoos were there when I needed a little extra cash, w...

Zoos were there when I needed a little extra cash, when others weren’t and it was very much appreciated! It’s also helped me to rebuild my credit rating. Reviewed on: 17th April 2025

Excellent service

Zopa has excellent service and their form was easily accessible. Reviewed on: 17th April 2025

modern day credit card apps

Great example of how a modern day credit card apps should be Reviewed on: 17th April 2025

Zopa is by far the best credit card around

Zopa is by far the best credit card around Reviewed on: 17th April 2025

Thank you!

When everyone rejected me with a big NO, Zopa said YES! Reviewed on: 17th April 2025

Good experience

Easy to fill out the application quick decision Reviewed on: 17th April 2025

Zopa is good but to much change when you miss...

Zopa is good but to much change when you miss payment Reviewed on: 17th April 2025

Easy to use

Simple and easy to use app makes for managing my account comfortable. Excellent communication when needed. Reviewed on: 17th April 2025

I’m so excited to be with zopa, they’re system is so...

I’m so excited to be with zopa, they’re system is so unique and excellent and they make so easy to pay back. Reviewed on: 17th April 2025

Excellent products and services so easy to apply

Excellent products and services so easy to apply Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from American Express 4.38 from 126 reviews
Nectar Credit Card
from American Express 3.33 from 14 reviews
Credit card
from Yonder 4.97 from 951 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.95 from 69074 reviews
Cash ISA
from Zopa 4.94 from 1546 reviews
Current account
from Zopa 4.93 from 6574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub