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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great for boosting your credit score

All okay. Nice to boost your credit score Reviewed on: 17th April 2025

So easy to use.

So easy to use. And payments go through really quick. Reviewed on: 17th April 2025

Great experience no problems at all

Great experience no problems at all Reviewed on: 17th April 2025

very easy to process and very well explained

very easy to process and very well explained Reviewed on: 17th April 2025

Very happy with my card and account.

Very happy with my card and account. Reviewed on: 17th April 2025

Best card I had in a while.

Best card I had in a while as its interest rate is very good and I was offered an increase based on my payment history. App is also filled with things to do easily. Reviewed on: 17th April 2025

Quality card

A think Zopa are a quality card, I've been with them for about 5 or 6 months now and I'm delighted with them. Reviewed on: 17th April 2025

Easy to apply and bank and saving accounts give good...

Easy to apply and bank and saving accounts give good interest on your money Reviewed on: 17th April 2025

Easy to apply

Easy to apply and excellent service Reviewed on: 17th April 2025

So understanding!!

When I could not pay on time the staff were so helpful! I wasn’t made to feel like a criminal and they were very understanding. I’d promised to pay on a certain date and they were great at accepting my proposal Reviewed on: 17th April 2025

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