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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Thank you!

When everyone rejected me with a big NO, Zopa said YES! Reviewed on: 17th April 2025

Good experience

Easy to fill out the application quick decision Reviewed on: 17th April 2025

Zopa is good but to much change when you miss...

Zopa is good but to much change when you miss payment Reviewed on: 17th April 2025

Easy to use

Simple and easy to use app makes for managing my account comfortable. Excellent communication when needed. Reviewed on: 17th April 2025

I’m so excited to be with zopa, they’re system is so...

I’m so excited to be with zopa, they’re system is so unique and excellent and they make so easy to pay back. Reviewed on: 17th April 2025

Excellent products and services so easy to apply

Excellent products and services so easy to apply Reviewed on: 17th April 2025

I can use the international very well

I can use the international very well Reviewed on: 17th April 2025

Always polite, yes and very professional

Always polite, yes and very professional Reviewed on: 17th April 2025

Excellent service all round, could asked for anythin...

Excellent service all round, could asked for anything more Reviewed on: 17th April 2025

Great service and value.

Great service and value. Easy to make a payment aswell. Reviewed on: 17th April 2025

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