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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Nice and easy

It would be better to have smooth dispute experience. Otherwise all good Reviewed on: 17th April 2025

Great card,Faff free credit card

Great card,Faff free credit card Reviewed on: 17th April 2025

I was surprised at how great I felt with the credit...

I was surprised at how great I felt with the credit card Zopa Reviewed on: 17th April 2025

Professionalism.

Professionalism.... Quickly.... Very helpful for people... Reviewed on: 17th April 2025

Quick and professional

Quick and professional when questioning Zopa use empathy and they listen Reviewed on: 17th April 2025

Zopa are excellent

Easy user interface and very reasonable rates - I’ve had other cards but this is the best Reviewed on: 17th April 2025

It is a big help to me mostly when i need to purchas...

It is a big help to me mostly when i need to purchase, excellent Reviewed on: 17th April 2025

Smart Banking

Easy and clear to understand and use with straight forward terms and conditions Reviewed on: 17th April 2025

I have really enjoyed using Zopa, it’s very easy to...

I have really enjoyed using Zopa, it’s very easy to use, the App works great and the communication from them is great Reviewed on: 17th April 2025

Very good

Very good experience and excellent service with high quality Reviewed on: 17th April 2025

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