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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa was there when I needed money.

Zopa was there when I needed money. Zopa is also good at lowering interest rates. Reviewed on: 17th April 2025

It's easy to access on online and use the card

It's easy to access on online and use the card Reviewed on: 17th April 2025

Great all the way.

Great all the way. Easy process and everything was set up fast. Reviewed on: 17th April 2025

I have a credit card account.

I have a credit card account. Brilliant app. Very easy to use and very easy to manage Reviewed on: 17th April 2025

2nd to None

Easy to deal with , offer great advise and service .’ Reviewed on: 17th April 2025

"GOAT" greatest of all time

This is the greatest of all the cards I have used.I have closed my other credit cards because of zopa. Reviewed on: 17th April 2025

Excellent credit card provider

Excellent rate, great customer service. Clearly statements and easy to use appe Reviewed on: 17th April 2025

Zopa give a great all round experience.

Zopa give a great all round experience. The app works well and the credit card is filling all my needs. Reviewed on: 17th April 2025

Easy to use app and easy to navigate without having...

Easy to use app and easy to navigate without having any problems. Reviewed on: 17th April 2025

They are great to deal with and application was easy...

They are great to deal with and application was easy and quick. Reviewed on: 17th April 2025

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