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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to apply and manage accounts

Easy to apply and manage accounts Reviewed on: 17th April 2025

Excellent service no problems staff are helpful when...

Excellent service no problems staff are helpful when you call and the app is easy to use Reviewed on: 17th April 2025

It's stress free experience always. Best card

It's stress free experience always. Reviewed on: 17th April 2025

No hassle and straight forward.

No hassle and straight forward. Easy to use and great App Reviewed on: 17th April 2025

Excellent everyday credit card

Easy application and quick decision. App is easy to use and communication is good Reviewed on: 17th April 2025

Excellent

Excellent easy no issues brilliant app Reviewed on: 17th April 2025

Great services wirh zopa

Great services with zopa credit card Reviewed on: 17th April 2025

Great service, quick account updates

Great service, quick account updates Reviewed on: 17th April 2025

Happy as can be

I’ve never had an issue and the app works well for me. Reviewed on: 17th April 2025

great customer service, reliable .

great customer service, reliable .. Reviewed on: 17th April 2025

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