Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 44,335 reviews, last reviewed 21st Apr 2026
38% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

MOVE Online provided an excellent service from start... MOVE Online provided an excellent service from start to finish. The platform is easy to navigate, and the support team is professional, friendly, and ... Read more Reviewed on: 21st April 2026
Ahmed A's avatar
Ahmed A

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44335)

Very helpful easy to use app, very good communication,

5
Very helpful easy to use app, very good communication, Reviewed on: 17th April 2025

Straightforward and professional in every aspect

5
I applied for a Zopa credit card and I was surprised how quickly I got a positive response and from start to finish everything was straightforward and dealt with in a professional manner and in terms that were very clear and straightforward . Reviewed on: 17th April 2025

Excellent company easy app to use can rely on the c...

5
Excellent company easy app to use can rely on the company for prompt help if needed Reviewed on: 17th April 2025

Trust worthy and Smooth Transaction

5
Trust worthy and Smooth Transaction Reviewed on: 17th April 2025

Brilliant experience recommended them to friends and...

5
Brilliant experience recommended them to friends and family Reviewed on: 17th April 2025

I am so happy with zopa always been so helpful and t...

5
I am so happy with zopa always been so helpful and there when I need help would recommend zopa Reviewed on: 17th April 2025

Zopa understand The struggle of People with inflamat...

5
Zopa understand The struggle of People with inflamation on the rise and offer great inerest rate. The online Services is also great and easy access. Reviewed on: 17th April 2025

Easy to apply

5
Easy to apply , everything has been simple so far Reviewed on: 17th April 2025

I have had nothing but good experiences with Zopa

5
I have had nothing but good experiences with Zopa Reviewed on: 17th April 2025

Great product with ease of use and the app is very f...

5
Great product with ease of use and the app is very functional Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69076 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6579 reviews
    Zopa
    View all products