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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

My experience with Zopa has been excellent

My experience with Zopa has been excellent Reviewed on: 17th April 2025

Gave me a chance when many wouldn’t

Have given me a credit card when many wouldn’t to give me a second chance to rebuild my credit score one issue is I’ve always paid the balance on it and never at my max but haven’t been offered a credit increase Reviewed on: 17th April 2025

Zopa have been gr8 they were there for me when i nee...

Zopa have been gr8 they were there for me when i needed a card. Reviewed on: 17th April 2025

Very good customer service and it was sorted very qu...

Very good customer service and it was sorted very quickly Reviewed on: 17th April 2025

Great experience so far, great customer service

Great experience so far, great customer service Reviewed on: 17th April 2025

getting Zopa is a Win

Zopa are great, it's as simple as simple as that Reviewed on: 17th April 2025

Good service any problems they sorted

Good service any problems they sorted Reviewed on: 17th April 2025

Super easy app.

Super easy app. Great insights into credit rating. Useful other tools like ISA accounts Reviewed on: 17th April 2025

Great lender

With previous bad credit zopa gave me the opportunity & the credit limit to build my credit score back up to a respectable level.in which I'm very happy & appreciative off.thank you Reviewed on: 17th April 2025

It was easy to apply and quick response

It was easy to apply and quick response Reviewed on: 17th April 2025

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Want to see more from Zopa?

Personal loan
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Fixed term savings account
from Zopa 4.87 from 1795 reviews
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